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Cheap Auto Insurance: Find the Best Quotes in Minutes

You're probably expecting to jump through some hoops, get hit with some sales pitches by pushy agents, and take some time trying to find a handful of cheap auto insurance quotes. Sorry to disappoint you, but it's just not that hard anymore!

You can find competitive rates from up to eight local insurance agents In just a few short minutes. Many of these agents will represent more than one insurance company, and many of the companies will be reputable ones that you've heard of.

But the best part is that these quotes are hassle free. You won't be required to provide a ton of information; you won't be required to sit through sales pitches. In fact, you can specify how you'd like to receive your quotes -- either via e-mail or through a telephone call. To get started with your quote, click the graphic below, and on the resulting page, just select your home state! Your request is 100% confidential.

The Factors that Determine the Cost of Auto Insurance

If you're looking for the absolute lowest rates on your insurance, there are several factors you'll have control over that will influence your premiums. There are also several factors that you can't control.

Factors You Can't Control

Age: age plays a big role in insurance premium costs. Drivers under the age of 25 will have substantially higher premiums.

History: any history of accidents, tickets, or other driving offenses will adversely affect your insurance premiums.

Gender: generally, women's insurance rates are lower than men's, but this is usually only applied to those who are under 25 years of age. After 25, there is usually no impact on cheap auto insurance rates.

Factors You Can Influence

Mileage: the more miles driven per year, the greater your chances for being in an accident, so the higher the insurance premium.

Usage: low-mileage, leisure drivers will see lower rates than high-mileage, commute drivers.

Car: the kind of car you have will have a bearing on your premiums. Sports cars or muscle cars carry higher rates than station wagons. Similarly, yellow or red cars will cost more to insure than black or blue cars. Finally, the insured value of the car will have an impact on your rates.

Type of coverage: liability coverage is considered minimal coverage; you can also opt for collision and comprehensive. Depending on your state, there is also the optional uninsured / uninsured motorist coverage. Finally, addons like towing, replacement vehicles, roadside assistance, etc. can affect your premiums.

Coverage levels: the more coverage you desire, and the lower the deductible on that coverage, the higher your out of pocket premiums will be.

Regardless of what's required by your state, you can have several competitive quotes in minutes. Just click the image above and then select your state of residence and vehicle make, model, and year. Within a few minutes, you'll have your several cheap auto insurance quotes waiting. Click above to begin.


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